The MF Budgeting Guide – Minimalist Finance

FREE

minimalist finance

budgeting worksheet + guide

budgeting worksheets + guide to help you
take control of your finances and reach
your financial goals

budgeting worksheets + guide to help you take control of your finances and reach your financial goals

what's included?

monthly budget worksheet
Create a monthly budget so you know exactly where your money is going each month

income breakdown worksheet
Breakdown each paycheck so you have a plan for your money as soon as it hits your bank account

a budgeting guide
A step-by-step guide to using the monthly budget and income breakdown worksheets

the budget guide

download the free
worksheets here!

download the free
worksheets here!

enter your info and receive the worksheets & GUIDE
in your inbox for instant download!

Feels good to be back! I took the end of the year

Feels good to be back! I took the end of the year to plan & strategize what Minimalist Finance will look like in 2021. I’ve got some fun things planned that I’m looking forward to creating.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I have a background in architectural design and have always had a love for personal finance. So Minimalist Finance has always been a place where I get to merge these two: my love of design and aesthetically pleasing graphics & finances.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I hope you’ll enjoy the content that I have planned!

After trying different budgeting methods, paying o

After trying different budgeting methods, paying off $40k of debt, cash flowing a wedding, and saving up a $20k emergency fund, I’ve realized that one of the most important aspects of personal finance is HOW you organize your finances.⁣
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Swipe left to see how our income typically flows and what accounts we have setup for our various expenses and savings goals. Our system has not always looked like this, and has varied depending on our current financial situation. ⁣
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I don't believe there is a "right" system, but I hope that by sharing ours, it'll help give you ideas on setting a system. For more details on how we organize our finances, check out the latest blog post!

The free MF budgeting guide is here✨⁣ ⁣ I'm

The free MF budgeting guide is here✨⁣
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I'm so excited to finally be able to release these budgeting worksheets & guide. I've been working on these for quite some time now, tweaking and editing them so they're easy to use & understand. ⁣
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When I first started learning how to budget, I had to piece together a budget layout and with time developed a process for handling my finances. I wanted to package up what I learned and offer it as a free resource to anyone that feels overwhelmed and knows they should be budgeting but don't know where to start. ⁣
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✧ So here it is... available for free! ✧⁣
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If you have any questions, please feel free to email me :)⁣
To take a look at the interactive PDFs in action, check out the "budgeting" highlight ✧

One thing I've learned throughout these past month

One thing I've learned throughout these past months is the importance of slowing down and living more out of intent. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I think for a lot of us, being forced to slow down was actually a blessing in disguise. Because we weren't rushing through our day to day lives, we had time to revisit those things that we enjoyed doing when we were younger. Reading, painting, creating, enjoying the company of those around us. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Although I am far from being able to say I live my days intentionally, everyday I am making small changes that lead me towards a more intentional life.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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A few things I'm currently working on are:⠀⠀⠀⠀⠀⠀⠀⠀⠀
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⋒ Being mindful about the items in my wardrobe⠀⠀⠀⠀⠀⠀⠀⠀⠀
⋒ Drinking more water⠀⠀⠀⠀⠀⠀⠀⠀⠀
⋒ Being mindful about the items i'm bringing into my home⠀⠀⠀⠀⠀⠀⠀⠀⠀
⋒ Creating more & consuming less.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What are some ways you are practicing living intentionally?

Here's a visual of the current progress we've made

Here's a visual of the current progress we've made on our home downpayment goal (ps. you can find this free printable on my site)✨⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It may not seem like much but any amount of progress is still progress. We've had some life transitions, my husband recently quit his job to pursue getting his barbering license which means no longer being on an employer sponsored healthcare plan & higher healthcare costs😑.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Because of this, our progress is going to look small for the next few months, but we're grateful to be debt free and able to make these kinds of decisions.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What current financial goal are you working on?

Do you want to know the story about how I got star

Do you want to know the story about how I got started creating and selling my cash dividers?👀⁣

I'm a firm believer that the best ideas start with a problem. When I graduated college and started paying off my debt, I was using the cash envelope budgeting system💵. I tried using paper envelopes but found that they were bulky and I had to use new ones EVERY week because they would get soo beat up. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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There had to be a better way. (I also wanted to keep using that nice leather wallet I had just purchased 😜.)⠀⠀⠀⠀⠀⠀⠀⠀⠀
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So, instead of envelopes, I thought dividers made more sense. I made some out of kraft cardstock and it ended up working so well! The dividers kept up nicely & my cash stayed organized throughout the week.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I knew if I was having this issue, others were going through the same. So I posted them up on Etsy and here we are 3 years and 1,000 orders later 🙌✨
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I've definitely made some improvements since that first day. Through the years I came up with better workflows and a faster way to produce.⠀⠀⠀⠀⠀⠀⠀⠀
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The best part is knowing that through the use of my product I've helped others with the cash envelope budgeting system in some way!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Do you use a cash envelope system? And if so, what do you prefer, envelopes or dividers?⠀⠀⠀⠀⠀⠀⠀⠀⠀
Let me know below ↓↓↓⁣

Our budget for September. Sharing our September bu

Our budget for September. Sharing our September budget using the NEW MF Interactive Budgeting Worksheets✨

The printable version will be available for free download and the interactive version will be added to the shop on Friday 8/28!

I invested in an upgrade to my office setup, a new

I invested in an upgrade to my office setup, a new desktop! I love my apple products, especially when it comes to the design software I use. I had been wanting a desktop but couldn't bring myself to dropping close to $2k for an iMac. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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So here she is, my new working space. I can't remember the last time I had a desktop at home and I already have been so much more productive!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Do you a difference in your productivity levels when you work on a desktop vs. laptop?